Foreclosure is NOT the only option!
Regardless of whether you are behind on a mortgage payment or are about to be and can see no end in site, we can help you!
We place your needs above all else and our services are FREE to you. Do NOT hesitate to call us today!
If you have experienced a hardship, cannot make your payments and you owe more than your home is worth, we CAN help!

How we can help you
Even if you owe more than your home is worth, we can work with you and your mortgage lender to negotiate the sale of your home. This is called a Short Sale and we have a team of certified experts in the short sale process.
Short Sale
The reality is banks do not want to foreclose on your house. The foreclosure process is incredibly costly to the mortgage company. Mortgage banks and the federal government have all publicly stated that if a person is qualified for a short sale, the deal needs to be considered. Overwhelmingly, banks receive more return on their investment through a short sale than a foreclosure. Sometimes they receive twice as much!
The qualifications for a Short Sale
- Financial Hardship – There is a situation causing you to have trouble affording your mortgage.
- Monthly Income Shortfall – “You have more month than money.” A lender will want to see that you cannot afford, or soon will not be able to afford your mortgage.
- Insolvency – The lender will want to see that you do not have significant liquid assets that would allow you to pay down your mortgage.
Read the Myths about Short Sales



